The types of donation in life and all the taxes that you have to pay the types of donation in life and all the taxes you have to pay

To help with the purchase of a home or a car.To pay for a trip or simply by dividing the inheritance and that it can be enjoyed from before.The reasons to give can be very different, as many as the types of donations in life that regulates the law.Of course, although it may seem like a gift with the eyes of a donor and receiver, whatever the amount of the donation, and either in money or in the form of good, as Finect points out, the donation has to go through the treasury.

All donations are governed by the same tax, that of successions and donations, which varies progressively.The higher the amount of donation.greater is the percentage to pay.The amount regulated by normal general varies between 7.6%, for amounts below 8.000 euros, and 34% in quantities greater than 200.000 euros.But in practice it depends on each autonomous and kinship community between the donor and the donor, since in many communities the donation between parents and children is bonus or can benefit from reductions.

Thus, in Andalusia, Madrid, Murcia and La Rioja there is a bonus for these cases of 99% on the tax quota.That is, the beneficiary of the donation will only have to pay 1% of the fee, as long as the donation is formalized in a notarial public document and the origin of the funds is justified, when the donation is in cash.

Another point to consider, whatever the type of donation in life, is that a part of the donor's heritage must be respected.In this way, the donation cannot reach the entire donor's assets, but must be reserved (at least, in usufruct) what is necessary to develop your life in normal conditions.In addition, the donation cannot exceed the amount that corresponds per testament.The reason is that a donation is still an advance of inheritance in life.If the beneficiary receives more than it corresponds to him and there are other heirs, they can claim it later.

Donation with onerous cause

It is a donation in which the beneficiary pays for the donated, but less than its value.For example, a father has several cars and decides to deliver one of them in exchange for a payment of 1.000 euros, although the vehicle market value is 8.000 euros.That is, there is an economic exchange, but you cannot consider a payment.

When quantifying the donation, the money delivered from the market value of the good must be subtracted.Thus, in this case, the donation would be 7.000 euros, amount that should go through the treasury.

Remunerative donation

This is a donation that is delivered under the merits of the donor or the services that he has provided to the donor.Example: Joaquín is a manager and Alfonso is a construction builder.Alfonso is building a home to Joaquín when a problem arises when fixing some papers from his construction company and hires the services of Joaquín, who charges 1000 euros for it.As Alfonso is satisfied with Joaquín's work he decides to make a discount on the construction of the 600 euros house.Those 600 euros would be equivalent to a remunerative donation in favor of Joaquín motivated by services provided.